B.S. in Finance

Within our economic system, finance is concerned with capital, which is money or property owned or used in business. Finance majors study both the sources of capital and the uses of capital. The finance curriculum revolves around the valuation process in a free market system. Once an individual or company can value various alternatives, the allocation of resources and the decision process in business becomes much simpler. Students who are interested in business should have a thorough understanding of the financial process. Upon graduation, students accept a wide variety of positions with business in general. The curriculum of the finance major is designed to give the student breadth in a variety of fields in addition to finance and business. The topics covered in finance include: financing the business enterprise; the costs and sources of capital; risk and uncertainty in the decision-making process; dividend policy; the capital expenditure process; investment principles; financing international business transactions; conditions and trends in the money and capital markets; and business fluctuation and forecasting. Career Opportunities: Employment prospects for graduates with finance majors are good and forecasts remain encouraging. Graduates are found in various types of employment: large and small industrial firms (manufacturers of automobiles, steel, household appliances, and electronic equipment); service oriented firms (electric power, real estate and retail firms); financial institutions (banks, credit unions, state and federally chartered savings and loan associations, and insurance companies); nonprofit enterprises (universities, labor unions, and foundations); and private businesses.