With tuition fees and living costs both on the rise in recent years, UK students are suffering the ultimate strain on their financial wellbeing. Save the Student’s recently published National Student Money Survey revealed that an overwhelming majority (61 percent) of students claim their Maintenance Loan is not enough to live on or cover rent, and a further 52 percent feel that the Student Finance system is simply unfair.
The statistics have also shown that while only 15 percent of students are consulting their universities for financial support in times of money crises, a shocking 11 percent are turning to gambling, clinical trials and even adult work to help with basic expenses. Read on for a deeper insight into the hard-hitting facts and statistics.
Shocking statistics
The National Student Money Survey has shown that one in 10 students are using their bodies to save themselves in emergency financial crises, and this is due to the lack of financial support they receive from parents, universities and Student Finance alike. The findings also discovered that the majority of students are not coping well with finances at university – 78 percent of the 3,167 students asked are struggling to make ends meet, and 76 percent are having to rely on part-time work for extra cash (five percent of whom said they are using their bodies for medical trials, life modeling and various forms of adult work). Astonishingly, the figure is twice as high (11 percent) when students find themselves in unexpected financial predicaments.
The survey also reported other risky money-making methods, including gambling – five percent of struggling students are resorting to this option for everyday finances, while three percent are doing it for emergency cash. The number of student gamblers taking up the chancy business for their day-to-day finances has seen a drop by two percent since last year, while for those doing it to save them from financial emergencies, the figure has decreased by just one percent.
Two percent of UK students are offering their bodies for clinical trials in exchange for money – five percent more are doing it for emergency cash.

The 2018 National Student Money Survey has revealed that two percent of UK students are undertaking risky clinical trials in exchange for a higher student bank balance. Even more astonishingly, these numbers seem to have witnessed a significant rise when the survey reported seven of the 11 percent of students who resorted to risky money-making behaviors partook in the ordeal for some remarkable earnings when faced with emergency costs.
Clinical trials and the risks
When people offer their bodies as guinea pigs for medical experimentation in exchange for some money, they have consensually partaken in a clinical trial. Although they have their benefits, such as helping to guarantee the safe consumption of the drugs being tested, the process is often controversial with many, and the unpleasant truth that some university students have found themselves resorting to the option serves to add even more fuel to the fire.
As is the case with most quick money-making methods, clinical trials come with their own risks and dangers – which is no surprise since using a healthy human being to test new drugs and physical therapies is bound to bring about the general risks of trial-and-error. The results can include short-term as well as long-term side effects, which of course could pose some serious threats to one’s health.
Trials can last up to several weeks, and payment will depend greatly on the duration of the tests as well as the time you spend on the trial and how many days you showed up to the clinic – not on the type of test or drugs involved. This also means that it is uncommon for volunteers to be requested to stay in a hospital throughout the duration of the trial.
Although clinical trials are designed to be as safe as possible for those taking part, some of the drugs are likely to cause relatively trivial side effects, such as nausea and headaches, but other drugs could pose more severe risks that include fainting and even losing consciousness for a few days.






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